All Initial Evaluations are scheduled for 90 mins. and all subsequent treatment sessions are scheduled for 60 mins. consisting of private, one-on-one, undivided treatment from your doctor the entire session.  

Each treatment session is one flat price and includes every and all treatments employed during that session to help your specific issue. There are never any hidden or additional costs for additional types of treatments.

This model allows for more treatment, extended time with each patient to deliver superior quality which equates to a more personalized, VIP feeling each visit and most importantly faster recovery!  This approach is unmatched from other providers.  

Initial Evaluation: $169/90 mins.
Full Treatment Session: $105/60 mins.

* An “Initial Evaluation” is mandatory for each patient’s first visit to OPTC for a specified problem. A comprehensive assessment is conducted and abbreviated treatment delivered on the first visit time permitting. Each subsequent visit for this same problem will be a full “Treatment” session.

Payment: 
Cash, check and all major credit cards accepted for payment. FSA/HSA cards welcome!

Insurance: OPTC does not file insurance claims on behalf of patients. You are welcome to submit your own claim to your insurance company for reimbursement. When requested, we will provide you with a detailed invoice which contains all the pertinent information needed to submit a claim to your insurance company. For a full explanation why OPTC does not file claims on behalf of its patients, please see below.

Cancellation Policy: 
Appointments are reserved especially for you. We respectfully ask you to request an appointment change 1 week before the beginning of your appointment to allow time for that appointment to be filled by another patient. In the event that you do need to cancel or change a scheduled appointment, you must do so at least 48 hours prior to your appointment time to avoid being charged the full cost of the treatment session.

*Appointments booked online require prepayment and are non-refundable or transferrable.

**All Initial Evaluations (first visits) are to be booked online.

***All follow-up treatments require prepayment or a card on file to reserve an appointment.


Insurance: 
OPTC does not file insurance claims on behalf of patients.  Upon request, we can provide you with an invoice containing all the information you will need to file an insurance claim with your insurance provider if you choose to do so.  

Therapists in clinics that participate with private insurance plans are required to see 2 - 4 patients per hour and can usually only spend an average of 15 minutes of one-on-one time with each patient.  This typically leads to multiple patients present at the same time which results in aides, assistants or technicians left to instruct patients on exercises while the therapist is attending to others.  At OPTC you receive an entire hour with Dr. Zacharko.  NEVER are you passed to assistants or tech's. This results in a much higher quality of care, superior overall experience, improved patient rapport and much faster healing.

You will be provided a tailored plan of care to meet your individual needs with the goal of getting you better faster.  Since there are no constraints of third-party contracts, you are provided with the highest standards of care, incorporate the latest evidence, and provided with an array of options for getting the most out of your treatment. By eliminating the inefficiency of chasing down dwindling insurance reimbursements, the time, money and energy saved can be transferred directly to what counts...the patient! Read more in FAQ's

Not only is this is a superior way to deliver the best possible care to our patients, but it saves them both time and money.  You will save time and money with OPTC! Keep reading to find out how 
   
The Math:  Choose OPTC where you will save time and money and be feeling better faster!

Do you take my insurance? Insurance vs. Cash based physical therapy. Value, cost.

Most patients with private insurance plans have co-pays from $30-$75 with the average being $50 for physical therapy services. Even if you are on the bottom end of those numbers and your current co-pay for physical therapy is $30 you will save money in the long run with OPTC’s services.  The average range of number of visits per patient in the typical outpatient physical therapy clinic for each aliment is 12-24 visits varying based on the patients specific condition.  This breaks down to 2-3 times per week for 6-12 weeks.  If your are at the low end of the co-pay ($30) AND you are only asked to schedule 12 visits then you will still be paying $60/week for 6 weeks.  This total cost to you is $360.  Remember this factors in the lowest likely scenario with most patients paying much more in the $800-900 range for mid-range visits and co-pays and even up into the thousands of dollars as the table below illustrates.

Average Cost of Traditional Physical Therapy:

Best physical therapy for the money

If Dr. Zacharko and OPTC treated this same patient from the example above at a cost of $105/visit for a complete 90 min. appointment, with an average of only 1 visit per week for 4-6 weeks, which is a typical course of care at OPTC, their total cost would be between $420 and $630.

These cost savings are magnified if your insurance classifies physical therapy under a specialist co-pay, if you have a high deductible on your insurance plan, if your insurance company has denied further PT for your condition, or if you have used all of your allotted visits for the year.  

These scenarios all have one thing in common; you are going to pay out of pocket for your care…but the choice is easy! Either choose to pay more for less individual care and a longer healing time or choose OPTC where you will save time and money and be feeling better faster!